Case Study

Specialists Accident Repair (SAR) Group

SAR Group
  • Industry: Bodyshop
  • Product: Authorised & Advanced Funding

SAR Group & ACG: Building More Than Cash Flow, A Partnership for Sustainable Growth

When Specialists Accident Repair (SAR) Group rebranded and embarked on a new phase of growth, the business wasn’t simply looking for a finance provider, it was looking for a partner that understood the realities of the accident repair industry and could support its long-term ambitions.

Having evolved from ProBrass into SAR Group, the business has focused on modernising its operations, strengthening customer relationships and building a people-first culture. Led by a close-knit management team, including Bodyshop Manager & Director Felipe Barcelos and Accounts Officer & Credit Controller Vitoria Sa, SAR Group has deliberately prioritised sustainable growth over rapid expansion, ensuring quality and customer service remains at the heart of every decision.

One of the biggest challenges facing the business, however, was managing cash flow. Like many repairers working within insurance networks, SAR Group needed to meet supplier costs, payroll and operational expenses long before insurers settled invoices. While this is a common challenge across the sector, it can become a significant barrier to growth without the right financial support. For SAR Group, ACG has become far more than a funding provider.

“Cash flow is essential for survival in our industry,” explains Felipe. “ACG gives us the confidence to keep moving forward, knowing we can continue investing in the business while maintaining healthy finances.”

By providing fast access to funds, ACG has enabled SAR Group to bridge the gap between completing repairs and receiving payment. This has improved financial stability, helped maintain supplier relationships and ensured the business can continue delivering repairs without disruption. The availability of Advanced Funding has also provided additional flexibility when larger jobs require investment before payment is received.

But while the financial efficiencies are invaluable, it is the relationship behind the service that has made the greatest impact. Victoria has worked with ACG for more than three years and describes the relationship as one built on trust, responsiveness and genuine collaboration.

“Whenever we have a question or need support, we receive a prompt response. The process is smooth, and the team genuinely cares about helping our business succeed.”

That proactive approach has extended well beyond invoice funding. During quieter trading periods, ACG actively reached out to understand the challenges SAR Group was facing, introducing new business opportunities. Those introductions have already generated new opportunities and reinforced ACG’s role as a strategic partner rather than simply a finance provider.

Looking ahead, SAR Group sees even greater opportunities to collaborate with ACG as the business grows. From supporting new customer relationships with flexible funding solutions to helping unlock larger contracts, the partnership is expected to evolve alongside the business.

When asked whether they would recommend ACG to other businesses, both Felipe and Victoria were unanimous.

For SAR Group, ACG delivers far more than improved cash flow. It provides a trusted partnership built on communication, industry expertise and a shared commitment to helping businesses grow sustainably. In an industry where relationships matter just as much as results, that collaborative approach continues to make a measurable difference.

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