Start the Year Strong: Funding Solutions That Work for Your Bodyshop

The start of a new year can be a tricky time for bodyshops. Diaries may be full, technicians fully utilised, and vehicles constantly moving through the bodyshop, yet funds can feel tighter than expected. Rising operating costs, lengthy payment terms and the need to invest in equipment or staff can all put pressure on cash flow, even when work levels are high.

These challenges often come down to how and when money moves through the business. Funds tied up in completed work, delayed payments, and large upfront expenses can restrict flexibility. That is where ACG’s funding solutions can help. Taking a moment early in the year to review cash flow and explore the right finance options can improve control and set a stable foundation for the months ahead.

Keeping Cash Flow Moving as Demand Increases

Insurer and fleet work provides reliable volumes and ongoing partnerships, but payment schedules often lag behind the day-to-day costs of running a bodyshop. Even once repairs are finished and vehicles returned, wages, parts, utilities, and overheads must still be covered.

When large sums sit in outstanding invoices, cash flow can become stretched, even during busy periods. Accessing funds tied up in completed work is one way to keep funds moving. This allows repairers to meet commitments with confidence, reduce operational pressure and spend less time chasing payments. The result? More time and energy to focus on what matters most: delivering high-quality repairs and getting customers back on the road.

Invest in Your Bodyshop Without the Strain

Staying competitive means investing in equipment, training, and capabilities to match advances in vehicle technology and materials. Upgrading tools, developing technician skills, and expanding your services supports long-term growth.

Paying for these improvements upfront can reduce available working capital and limit flexibility elsewhere. Spreading the cost of equipment or planned upgrades over time allows bodyshops to invest without putting undue strain on cash flow. This approach keeps the business moving, ensures compliance, and maintains funds for day-to-day operations.

Smooth Out Financial Ups and Downs

All bodyshops experience fluctuations in work levels, costs, and cash flow. Seasonal changes, new investments, and unexpected expenses can create short-term pressure. Flexible working capital helps smooth these highs and lows.

Instead of reacting to financial pressure when it arises, bodyshops can operate with confidence, knowing funding is in place to support cash flow during busy or challenging periods. This stability allows owners and managers to plan ahead, make informed decisions and maintain operational continuity.

Funding That Truly Understands Your Business

Providers with industry experience, such as ACG, understand insurer processes, payment cycles, and the daily demands of running a busy Bodyshop.

This insight allows funding solutions to align with real-world workflows, making them easier to manage and more relevant to the business. Industry knowledge reduces friction and ensures funding supports rather than complicates daily operations.

To see how ACG’s expertise has made a real difference for our customers, explore our case studies.

Start the Year Confident and Ready

A strong start is about more than securing work, it is about having the right funding in place to support cash flow, investment, and growth. Reviewing options early allows businesses to spot pressure points, plan ahead and reduce uncertainty.

With the right funding support, repairers can focus on running efficiently, supporting their teams, and building a resilient operation for the year ahead. To find out more, speak to the experts at ACG today.